Buying Income Property in Your Self-directed IRA

Over the past several years, a common theme of my posts are the multiple ways in which real estate pays a return. What I have not talked about is another huge advantage of real estate and that is the self-directed IRA. Traditional IRA’s limit your choices when it comes to retirement assets. Most of the time, a retirement account will be managed by a company or plan provider, who chooses what stocks, bonds, and mutual funds to add to ones portfolio. 

With a self-directed IRA earnings will appreciate tax-free allowing you to enjoy your profits without hassle from the IRS along with more control over your investment rather than riding the ups and downs of the market. Self-directed IRAs offer investors three key benefits: diversification, investment control, and the same tax benefits as IRAs managed by a broker-dealer. Beyond stocks, bonds, and mutual funds, you can invest in non-traditional assets like real estate and private equity that give you added protection from a turbulent stock market- the investment decision is yours If you have a company plan, by all means, take advantage of that as most companies will match your contributions. If you are wanting to own real estate and are truly in it for the long haul, it is worth looking into the Self-directed IRA option.

Need help setting up an Self-directed IRA? We can set you up with the company that we use. Simply set up a call to get started.